Crowdfunding

Manually Adding an Investment to the Portfolio

Since crowdfunding investments are usually not publicly traded, they need to be entered manually.

• Go to the desired portfolio view and click “Add New”.
• In the opened menu, select “Transaction / Investment”.
• Click on the link “Enter manually” & Fill in the investment-related fields.
• For example:
  • Instrument type – Crowdfunding
  • Investment name – Name of the crowdfunding platform
  • Investment code – Other identifying tag or the platform name again (can be changed later)
  • Currency – EUR
• Click “Add to Portfolio”.

Creating a Cash Account for Crowdfunding Investments

We recommend adding a separate cash account to the portfolio to track the cash balance in the crowdfunding platform.
This helps you monitor how much money is invested and how much remains uninvested.

Add the created cash account balance, reflecting the available cash balance in the platform as of the selected date.

For help setting up a cash account, refer to the guide: Setting Up Bank and Brokerage Accounts.

Adding Values to the Instrument

Once the crowdfunding investment has been added to the portfolio, you will be redirected to the investment page.
Here, you can enter the initial balance and cash flows for the instrument.

Issuing a Loan or Entering an Initial Balance

The first transaction can either be:

Setting an “Initial Balance”, which reflects the loan portfolio’s value as of a chosen date.

“Issuing a Loan”, which represents lending money through the platform.

• In the Transactions module, click “Add New Transaction”.
• On the opened page, fill in the following fields:
• Select Date – either the purchase date or the initial balance date.
• Choose Transaction Type – either Loan Issuance or Initial Balance.
• Account – Select the cash account you created for the crowdfunding instrument.
• Amount.
• Transaction Fee.
• Description/Comment.
• Click “Save”.

Other Transactions – Loan Repayments and Write-offs

In crowdfunding, it is common to have loan repayments and write-offs.
These transactions can be entered similarly to loan issuance and initial balance in the “Transactions” module.

Entering Cash Flows

Since crowdfunding portfolios typically generate monthly income, earnings can be entered in the Cash Flow module.

• In the Cash Flow module, click “Add New Income”.
• On the opened page, fill in the following fields:
• Select Date.
• Choose Transaction Type.
• Account – Select the cash account you created for the crowdfunding instrument.
• Gross Payout.
• Withheld Taxes.
• Net Payout – automatically calculated.
• Add Fees – optionally, you can add additional fees related to the transaction.
• Click “Save”.

Additional Features

Beyond the basic setup, other actions can be performed with the instrument.

Settings

On this page, you can adjust investment-related details, such as:

• Grouping Key – If you want to combine multiple investments into one group in the portfolio view.
• Asset Class.
• Custom Groups – Portfellow allows you to categorize investments based on your preferences.

Cash Flow

Using this module, you can input expected cash flows, and Portfellow will forecast future portfolio cash flows.
Since interest and principal repayments in crowdfunding vary, the entered data may not always be fully accurate.

Notes

A section for adding custom notes related to the instrument.