The return your broker shows and the return you actually earned are often two different numbers.
The standard return calculation ignores the timing of your deposits — so a lump sum invested right before a rally looks identical to one invested a year earlier.
Total return, annualized return, this year versus all-time — without the right metric for the right question, you're just guessing.
A high return with wild swings isn't the same as a high return with a steady climb, but most trackers only show you one of the two.
Money-weighted (XIRR) return calculations
Portfolio-level and individual investment tracking
Benchmark comparison tools
Flexible date range selection
Risk metrics including volatility and drawdown
Most brokers show you a time-weighted return — a number that ignores when you actually put money in. Portfellow calculates money-weighted return (XIRR) instead, which accounts for the exact timing and size of every deposit and withdrawal. It's a more honest answer to 'how am I actually doing?'
You're not stuck with one method either — switch between XIRR, CAGR, or a simple linear return depending on what you're trying to understand.
View performance for your whole portfolio, a single account, an asset class, or one specific holding — the same money-weighted math applies at every level. Pick any date range, from the last month to your full investment history.
Compare your results against major market benchmarks to see whether your picks — or your patience — are actually paying off.
A high return with wild swings isn't the same as a high return with a steady climb. Portfellow surfaces volatility and drawdown alongside your returns, so you can see the ride, not just the destination.
Dividend and cash-flow forecasts project the income your current holdings are on track to generate — useful for planning, never a promise of what will actually happen.
Deposits, withdrawals, trades, and dividends are all captured with the date and amount that actually happened.
Filter by portfolio, account, asset class, or single holding, and any date range you want.
See your money-weighted return, risk metrics, and how you stack up against a benchmark — all in one view.
Wants the real, money-weighted number — not a marketing-friendly return that ignores when cash actually moved.
Cares less about daily noise and more about whether the whole portfolio is compounding the way it should, year over year.